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Pay Pal strongly recommends attempting to resolve this issue directly with the merchant or seller whenever possible. Do whatever you need to do, write whatever you need to write to get the dispute open. Step number 2: Call or go to your nearest bank location. I was lucky enough to get this taken care of in time.

This is a much more serious situation - but not why you might think.

You will also need to get this notarized if they can’t do it for you. While this transaction had already been flagged as unauthorized, our external processor could not be prevented from completing the representment process.

Since I wasn’t at my physical bank in person, I had to go to UPS and have them notarize it for . Your Back-up Funding Source will not be charged to make up the funds.

Speak to one of your bank representatives and explain your situation.

I told my bank that I was recently scammed out of 5 and would like to issue a Stop Payment. They should give you a “dispute form” of some sort.

Could this dating spam have come from your boyfriend's former adult dating site use?

It's possible, yet more likely that your cell number got thrown into some database somewhere (similar to emailed internet dating scams).From what I can understand, the two of them share a cell phone, and she's getting text messages from an adult dating site, asking her to join, sign up, or visit.I'm answering the question with this assumption in mind, although, I'll cover the other possibility at the end of this post.Therefore, to answer: what you've received is most likely spam.A quick search for found that they've used several Florida-based Google Voice phone numbers to spam random cell numbers with the message, "Hi I put a pic on my page on just sign in and check it out ;-)".Once I sent payment, the “seller” (let’s call him Mr.