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A valid credit card number (also known as Primary Account Number - PAN) has several fields and each of them has a meaning.

In order to complete a purchase a combination of data must be had, and merely a card number is not enough.

There's another tool for those times when you need to generate all other kinds of data.

The MOD 10 algorithm is a checksum (detection of errors) formula which is the common name for the Luhn algorithm.

Anyone can make a website with a form and require you to insert valuable and sensitive information which requires you to give up your privacy.

This is a way to protect yourself in such situations.

The real challenge is getting a valid credit card number which passes the test so that's what we focused on.

Feel free to use the online credit card number generator as many times as you wish.

This is an algorithm specifically designed to prevent accidental errors such as typos.

Knowing the Major Industry Identifier (MII) and the Issuer Identification Number (IIN) we can prefix a credit card number and then randomly select the rest, as long as they comply to the MOD 10 algorithm.

This formula has been in use to validate a lot of identification numbers besides credit cards since its development by scientist Hans Peter Luhn from IBM.

To teach you how to manually validate a specific number, lets do an example: Say we have In order for a credit card number to be valid, it has to be validated by the MOD 10 algorithm.

The issuer identification number also known as the bank identification number (BIN) is the first six digits of the credit card number.